Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts
Wednesday, 10 July 2013 21 comments

Looking for a Job? Try working on Campus!

Being a student today is expensive and unless you've got Donald Trump financing your education chances are you'll probably be working at some point during your time at university. I don't know about you, but I HATE job hunting! Having to go out and hit the pavement looking for somewhere to work is daunting and time consuming. When I started at York I figured that working retail was my only hope for financing my education then I found out about ON CAMPUS JOBS!!! Have I piqued you're interest???

What are on campus jobs?
--At York there are over 1000 jobs just for York students. That means you won't have to compete for jobs with students from Ryerson or UofT, it's just fellow Yorkies! There are 4 types of on campus jobs available for students:
1. Research At York (RAY): These are research jobs which allow students to work alongside professors and grad students working on research experiments. They're great for people that want to gain more research experience and get PAID!!
2. Work Study: Most common type of on campus jobs, these students work in various positions all over campus gaining workplace experience.
3. College Life At York (CLAY): These jobs focus on student working within the college system at York developing student community and engagement on campus.
4. York Engaged Student (YES): These jobs focus on students that are actively engaged with campus life, these positions are mostly peer mentoring, ambassador and advising position.

**For more info about these types of jobs check here!**

How many hours do you work?
9-5? Nay Nay!
--Best part of working on campus is that fact that you cannot work more than a maximum of 15hours per week! Some jobs make you work early in the morning or late at night, or work a ton of overtime. Working at York though you probably won't be working too early in the morning and if you're working in an office you won't be on campus too late. Some jobs make you miss classes or sacrifice your study time to work a shift. On campus jobs fit around your class schedule and they always let you take time off to study, since they understand that you're a student first!  

Money, Money, Monneeyyy
How much do you get paid?
--I know you might be thinking... "Only 15 hrs per week! I need to make more money than that!" well maybe the fact that all on campus jobs are paid more than minimum wage will make up for that?? Yeah!! It's true! All our jobs range from $11.50-16.00 per hour depending on the job you have. Hopefully that will make these jobs EVEN more appealing than they already were :D

What are the benefits of working on campus?
I met these great ppl at work ON CAMPUS
--Working on campus has a few great benefits! First of all it's SOO convenient. You're already on campus for school so the commute from class to work is almost non-existent! Secondly on campus jobs are a GREAT way to meet other York Students, Staff and Faculty! Networking and making new friends are a great way to become even more involved with the York Community! Finally on campus jobs make a
FANTASTIC reference! Since employers know that students are going to move on to further education or
other jobs after they're finished at York they provide students with great references! References and experience are important for your first job as well as to make your application to grad school or professional schools stand out!

I hope that this has made working on campus sound more appealing to you. If you want to find/ apply for on campus jobs be sure to check out the Career Centre website! They have an online job portal with all the on campus jobs listed, all you have to do is upload your resume and cover letter and click APPLY for the jobs that are listed!

If you have any questions about what I've talked about here, feel free to comment below!

Until next time, remember to take it one day at a time and catch me in the Zone!

Nicole 
Wednesday, 20 March 2013 0 comments

$5.00...I mean CHEAP Dinners on Campus!

Here Late?
You gotta eat why not eat CHEAP?
In sticking with my $5.00 challenge last week I was supposed to cover dinners on campus. However in the course of the week I was super busy with assignments and other work and I wound up locked in my room eating copious amounts of multigrain cheerios and chugging coffee. I would not recommend this meal plan to anyone so please do not follow my example of poor eating!!

I take a lot of pride in this blog and so I didn't want to rush to write a blog just for the sake of writing a blog. So I hope that you can find a way to forgive me for not posting last week.

So Let's Talk about $5.00 Cheap Dinners on Campus:

DISCLAIMER: Finding $5.00 dinners on Keele campus was VERY difficult and I wasn't able to find a meal that stayed within my strict budget. Don't get me wrong you can for sure find food that is around 5 bucks and call it dinner, but is it really a dinner? Let's not get too existential with this discussion. In the effort to stick to the spirit of the challenge I decided to try my very best to keep my budget between $5-$8.00. So with this small caveat lets check out the options!!

Option 1: Jimmy The Greek
--Initially I  wasn't going to include this as an option since it is over budget a little bit, but since I opened up my budget it fits in nicely.
Veggie Plate
With SPICY Sauce

--- Vegetable Dinner Plate: $6.25
--- Gyro Pita: $6.25
--- Chicken Souvlaki Pita: $6.25

How did we do with regard to the rules?

Well we're well within our new budget of $5-$8.00. The dinner plate is quite large and so the value for money here is quite high. While there is no drink included with these options they do leave room in the budget for you to make a short walk to the Cigar Shop to pick up a pop or water for $1.00. It's a good option if you want to pick up something quick on your way to a night class or on your way back to residence or even to have something to eat on the bus.

Option2: Indian Flavour
--I wanted to included at least one restaurant from York Lanes, and since I have already profiled both Falafel Hut and Tastes in previous posts I decided to check out a NEW location!

Mixed Veggie Wrap!
--- Mixed Veggie Tandoori Warp: $6.00
--- Butter Chicken Tandoori Wrap: $7.00
--- Beef Boti Kebab Tandoori Wrap: $7.00

What do the rules say?
I had never had one of the wraps from Indian Flavour before and so when they were suggested I was a little dismissive since I didn't know how filling they would be. Let me just say. I WAS WRONG! These wraps are HUGE, they are made with Naan bread and so they are a lot more filling then a regular pita. Also they are STUFFED with filling, whether that be veggies, chicken or beef. Moral of the story you are NOT going to be hungry any time soon. Okay fine, it doesn't come with a drink, but the value for money with this option is very HIGH.

Option 3: Central Square Cafe
Pasta with Chicken!
-- In an effort to find a way to keep the Cafeteria's involved in this challenge, I decided to check out what options they had available now that my budget has increased! I am happy to report that they have a lot of really great options for students on a budget.

--- Pasta Station: $6.76 (Veggie)  or $7.67 (Meat)
--- 4oz Beef Hamburger Combo: $8.68

How well did we stick to the rules?
Trying to find meals at the Cafeteria that stick with the new budget was a little difficult. The pasta option is a very big meal so it'll fill you up meaning that the value for money is good. Also it does come in under budget so that's really good as well. In the case of the hamburger combo, this option comes with fries and a drink so although it is a little over budget you get a lot for your money. You can also get this option without the fries and drink to save yourself some money if you're not that hungry. Also it's a really quick to pick up and walk to class with.

So this brings me to the end of my Cheap Eats Challenge. I have to say it was actually really fun, I got to talk to and engage with a lot of students and staff members while doing the research that went into writing this blog series. As always please feel free to comment below if you have any additional options you want to share.

Thanks so much for taking the time to read this series. I hope that you enjoyed reading it as much as I have enjoyed writing it! Check back next week as I promise to have another EXCITED blog up for your enjoyment!!

Remember to take it one day at a time and catch me in the Zone!

Nicole
Wednesday, 6 March 2013 0 comments

Looking for Lunch for $5? Yep it's possible!!


This semester seems to be flying by!! February has come and gone...but that doesn't mean that my $5.00 quest is finished. This week I'm profiling LUNCHES on campus!


So just to remind you I have the following rules regarding what counts as options here at Keele.
Here are the rules:
1. Meals MUST be as close to $5.00 as possible INCLUDING TAXES
2. Each Meal should include a drink
3. I'll have to give you at least 3 options per meal
4. I have to provide you with at least 1 healthy option
5. I must let you know where you can get each option on campus.

Now that you've been reminded of the rules... Let's Talk about $5.00 Lunches on Campus.

Option 1: Central Square Cafeteria Freshii
Asian Chop Salad
$5.65
-- Unfortunately there aren't really any options at the Cafeteria that fit within my budget, so in trying to give Aramark a chance to offer suggestions I tweeted them and they suggested that I try Freshii, one of the food services locations they operate. Freshii is located in the lobby of the Lassonde Building, in case you've never seen it. Here are your options at Freshii

---Buffalo Chicken Wrap = $5.65
---Warrior Chicken Bowl = $5.65
---Asian Chop Salad = $5.65

How did we do on the rules?? Well all of the Freshii options are a little over the budget and they don't come with a drink HOWEVERRRR it is worth noting that the value for money (at least in the case of the Asian Chop Salad the meal in the picture), is VERY HIGH! This was a HUGE salad, and it was very substantial therefore worth the money. This could also be considered as one of your healthier options.

Option 2: York Lanes / Tastes
Tastes Sandwich Combo
With Pop
--Before I give you this option I think it is worth mentioning my blog last week on snacks. The reason I bring this up is because I think that Berries and Blooms and Falfael Hut are GREAT options for lunch! Click here so see last weeks post.

--- Tastes has a GREAT Lunch system in place. They have different sandwich specials for each day of the week that range in price from $3.44-3.60 with this sandwich you can add a side soup, salad or pop for $1.00 extra. That being said the meal in the image came to $4.90.

What do the rules say? Well you can get a filling sandwich and a drink or if you're not that thirsty you can sub the pop for additional food. Also you come in UNDER BUDGET with this option so that saves you money. Also the value for money with this option is high.

Option 3 AUDIENCE SUGGESTION: The Islands
--This option was suggested by a reader. The Islands in The Student Centre has a lunch special that has become fairly popular lately.

Barbecue Chicken
White Rice and Coleslaw
---Daily Lunch Special: Jerk or Barbecue Chicken, Rice, and Coleslaw or Salad = $5.50
--- Potato Roti: = $5.50
--- Sides = $? It all depends on what you decide to purchase so it could be more or less than $5.00 dollars.

This option does come in under budget and the value for money is good since you get a fair amount of food for the price. The only flaw with this option is that it does not come with a drink, so although it is under budget, if that Jerk has you dying of thirst you'll have to find some extra cash for a drink!

Every week I award one of the options as having the "Biggest Bang for your Buck" or the greatest value for money. This week it was tough...but I'm going to have to give that title to Freshii this week. I can't get over how much food you can get from Freshii at around the $5.00 mark.

So what are you having?
Well those are my options for a reasonably priced lunch on campus. If you want to suggest some other places please feel free to comment below I know I'd LOVE to try some other places on campus!

Be sure to check back next week for my profile about $5.00 Dinners on campus. I think that this might be the BIGGEST challenge for me yet!

LEGGO!!!

Remember to take it one day at a time and catch me in the Zone!

Nicole

Wednesday, 27 February 2013 1 comments

$5 in your pocket...looking for a quick Snack?


In case you haven't noticed, February is my month of $5.00 meals. I have taken on the challenge to find meals on York's Keele Campus that are within $5 including a tax, the meal must also include a drink. Last week I covered Breakfasts and this week I'm tackling SNACKS!

Have you ever found yourself Running around campus, RAVENOUS? Looking for a quick snack that you can grab between classes?? Well I've got you covered!

Sooo....Let's Talk about where you can go to get a $5 snack on York's Keele Campus!!

Option 1: Central Square Cafeteria
Small Coffee and
Butter Croissant
--There are many snack options at the Cafeteria however trying to find an option that fits into my strict $5.00 budget that also includes a drink is not an easy task to accomplish. So remembering the rules, I came up with the following option:

---Small Coffee and Butter Croissant = $4.05
I am sad to say that the fact that the rules required a drink to be included in the budget kept sending my snack costs over $5. However this option did come with a drink and it came in under budget so this option fulfills the requirements of the rules. However when it comes to value for money this option suffers. I guess since this is a snack and not a full meal this option is alright, but I'll leave that judgement up to you.



Option 2: Falafel Hut
--Falfel Hut HAS LOTS OF OPTIONS for each meal option! Several people recommended their breakfast to me, and since I was unable to make it there for breakfast I decided to include it in my snack list. So here are your options for SNACKS:

Falafel In a Pita
and Can of Pop
---Falfel in a Pita with a Can of Pop = $4.50
***This is the SPECIAL on TUESDAY'S = $3.91.
--- Top Ten Value Menu with a Can of POP = $4.51
This menu includes: Middle East Potatoes, Rice in Pita, T.L.C in Pits, Cheese in Pita, B.L.T. in a Pita, Hummus in Pita, Tzatziri in Pita and Tuna in Pita. That's 8 different option!! Talk about Choice!!

When it comes to the rules, Falafel Hut gets a lot of points since all the options mention include food and a drink Also when it comes to value for money Falafel Hut does very well again since you actually get a fair amount of food for the price. Additionally it comes in UNDER budget. Also hidden benefit their service is very quick!!


Option 3: Berries and Blooms
--I am using Berries an Blooms as my HEALTHY OPTION for this round of the challenge. Berries and Bloom has a VERY interesting pricing structure when it comes to their menu options, so with that in mind here are your options:

Fresh Fruit
Smoothie
---Fresh Fruit Salad: You can pick and choose from a selection of fresh fruits = $??
---Salad Bar: You can make, mix and match different ingredients and prepared salads: $??
---Fresh Fruit Smoothie (with up to 3 fruits): $3.66
**Since Berries and Blooms sells the first two items by weight the price of your snack will vary from $1.00-8.00 depending on how much or how little you pick up.

So how did we do on the rules? Well if your fruit / salad bar options come in under $5 then you can get a beverage with your fruit or salad. However if your total comes to around the $5 mark then you won't be able to afford it so be sure to keep that in mind. Also if you're not really that hungry but you want a quick snack then the smoothie is a GREAT option. However since it is not actual food you might be hungry again quickly? Technically it does meet the requirement of the rules so be sure to check it out!

UNOFFICIAL Option 4: Cigar Shoppe:
--Since you cannot use your meal plan money at this location I decided to class it as an unofficial option. However it must be mentioned that this option has the GREATEST VALUE FOR MONEY!! They have MANY different "combo" options here and they are all within the $5 budget. So here are your options:
Can of Pop, Chips,
2 Granola Bars &
2 Fruit Snacks

---Can of pop and Bag of Chip: $1.75
---Various snacks (Granola Bars, Chocolate Bars, Fruit Snacks, Cookies and Protein bars) = $1.45-3.75
---Various Beverages (Pop, Water, Energy Drinks, Coffee drinks and Gatorade)= $1.00-3.75
---BIGGEST BANG FOR YOUR BUCK: Bag of Chips, Can of Pop, 2 granola bars, 2 fruit to go snacks $4.50

Honestly this location has the BEST VALUE FOR MONEY when it comes to snacks. It has the cheapest beverages, cheapest snack foods and super friendly staff members. When I was in my first year an upper year who lived on my floor in res recommended that I check it out since it had some "student priced items" I went their in my first year and now 6 years later I tell EVERYONE I know to check them out!

If you have NO IDEA where it is let me give you some directions: If you're walking from The Student Center toward York Lanes... it's the small connivence looking shop right next to the Student Centre, before you get to York Lanes. If you're on the fence about checking them out take it from me you won't be disappointed!

Well those are the snack options that I put forward for you to try. Feel free to ADD any additional snack options that you have come across that fit within our $5.00 budget. I'd love to hear what other places on campus that you folks like to eat at. So please add any options by commenting below!

Be on the LOOK OUT for my LUNCH Blog coming NEXT Week!!

Remember to take it one day at a time and catch me in the Zone!

Nicole
Wednesday, 13 February 2013 1 comments

$5 Breakfast? You CAN have it at York!

So last week I announced that February would be my month of "Cheap Eats" on campus. And after I posted the blog the response I got on my twitter (if you're not following me you totes should *shameless self-promotion*) was INCREDIBLE!!

I'm happy to say that I am not alone...that is, I'm not the only one walking around Keele Campus trying to find a bite to eat that won't burst my budget!

So to everyone that tweeted me or came to visit me in the RED Zone booth with suggestions, comments and advice THANKS SO MUCH!! I hope that you have as much fun reading my "results" as I had finding them.

DISCLAIMER: I went to as many places as I could within the week, so if there are some places that you suggested that you don't see on the list, I didn't disregard your suggestions, I have stored them and will for sure try to visit them in the coming meal challenges. I tried my best to stay within the $5 budget. It was a little difficult and in some places I went over but you'll see what I mean below!

I had so much fun researching this blog and I really hope that you enjoy it!!

Sooo.... "Let's Talk" about where can you go on York's Keele Campus to get BREAKFAST for $5???

Option1: Cafeteria's
Central Square
Cafeteria
Big Breakfast
--There are several options at the York Cafeteria's that offer students breakfasts for around $5.  Here are your Options:
---Bagel with Butter and a Small Coffee and 2 Hashbrowns = $4.96
---Egg and Cheese Breakfast Sandwich =$4.16
---Big Breakfast: 2 Eggs, 2 Hashbrowns and Bacon or Sausage = $5.20

How did we do on the RULES? Well as you can see only one of the options comes with a drink included, so the cafeteria's lose points on that count. Also when it comes to value for money the cafeteria won't be winning any major points for that either.





Option 2: Treat's Coffee Emporium
--This option is one of the HEALTHIER options on campus as well as one of the cheaper options!!
Options include:
Treat's Breakfast
Egg and Sausage
with Coffee
---Breakfast Bagel Sandwich: Egg, Cheese, Bacon or Sausage and a Medium Tea or Coffee = $5
---Breakfast Bagel Sandwiche: Egg, Cheese and Veggies with a Medium Tea or Coffee =$5

You might be thinking...how is this a healthier option? Well if you get the whole wheat bagel, with all the veggies you have gotten a serving of protein, dairy, grains and veggies. So you're hitting all your major food groups in this meal.

How did we do on the RULES? Both meals come with a drink, so points for that, both meals come in right ON BUDGET and this meal is sustaining so you get more value for money.

Option 3: Tastes
--This option is the BIGGEST BANG FOR YOUR BUCK!! YAY!!!
Breakfast Option1
With Tea
Options Include:
---Breakfast Option1: 2 Eggs, 2 pieces of Toast, Sausage or Bacon and a Small Tea or Coffee =$3.95
---Breakfast Omelete: 2 Eggs, w/cheese or veggies, 2 pieces of toast & a Small Tea or Coffee = $3.95

Judging based on the Rules? Tastes comes in WELL UNDER BUDGET! That's saving money for your next meal. Tastes has MANY inexpensive breakfast options that come with a drink included. They are all around the $3.50 - $4.50 mark (before taxes). I am happy to say that the quality of the food is VERY high and the value for money at Tastes can't be beat!

Unofficial Option 4: La Prep
--I attempted to visit La Prep as one of my healthier options however the cost of breakfast there broke the bank and the value for money was NOT high enough for my to include it as an official list of breakfast options.
Options include:
Parfait and Tea
---Breakfast English Muffin: Egg, Tomato and Cheese on English Muffin and a Tea = $6.16
---Breakfast Parfait: Granola, Fresh Fruit and Vanilla Yoghurt  and a Tea = $6.16

According to the Rules La Prep comes in way over budget, the food is not sustaining, that means that you'll be looking for your next meal in no time. Also value for money with their meals isn't very high if you're looking for a meal for $5. They have GREAT food if you don't mind spending $7-9 on breakfast.

Well those are the food options that I put forward for you to try next time you're on campus early looking for a cheap breakfast. I hope that you enjoy the options. Feel free to leave your comments below. If I left something out and you really want to share it with our fellow Yorkies feel free to comment!

Be on the look out for my SNACKS blog next week!

Remember to take it one day at a time and catch me in the Zone!

Nicole
Wednesday, 6 February 2013 1 comments

Cheap Eats on Campus: Challenge Accepted!




I don't know about you guys but I am constantly finding myself on campus between classes broke and hungry. (I totally didn't mean for that to sound as pathetic as it did!) Knowing that I can't be the only one on campus that experiences this I thought I would dedicate the month of February to finding Cheap meals on campus!

I know that might sound impossible, but for you guys I'll take the challenge!

How am I going to do it?
-I will cover the following meals: Breakfast, Lunch, Snacks and Dinner

-Budget for each meal will be $5 (or as close to $5 as I can get!)

-I'll present you with at least 3 options for each meal
--I'll try to make sure that at least 1 meal is a "Healthy Option"

-Each meal MUST include a beverage

-I'll tell you where you can go to get each option



I know you might be thinking...that doesn't sound hard! Finding places to eat won't be difficult, finding meals for $5 will be a bit more challenging. I'll give it my best shot and hope not to let you guys down.

If you know of a GREAT place that fits the parameters mentioned above let me know about it in the comments section, I'd be more than happy to check it out and add it to the list of places to eat on campus!

Look out for my Breakfast and Snack blog next week!

As always, remember to take it one day at a time and catch me in the Zone!

Nicole
Wednesday, 10 October 2012 0 comments

SHO' ME THE MONEY!!!

Higher education is expensive, university students constantly find themselves scraping to make ends meet. Many students they are living pay check to pay check, without much left over for personal use. For some this is the first time that you're living on your own, or managing your own finances. I know for me, it was really difficult to accept the fact that I'm an adult now have to take care of myself.


WHEN DID THAT HAPPEN?



When I came to York it was the first time I'd ever had to create or follow a budget. Soo I thought it might be a good idea to go over the BASICS of BUDGETING with you, so that you can benefit from my experiences. (Truth be told this is something that I'm still working on!)

Alright so what do you gatta do??

1. When starting out you want to figure out where all your money is coming from and how much you have coming in each month. Knowing how much money you have coming in will help you figure out how to divide up that money. 

2. Write down all of your expenses for each month. Any and everything that you spend money on should be written down. Things like RENT, FOOD, BUS FAIR, etc. Whatever you spend money on every month you should put down. I ALWAYS include "FUN" as an expense, since I like to go out with my friends, and I don't want to spend money that I don't have. 

3. After you have your list of expenses you should divide up your expenses into two sub categories. Category one : Expenses that will remain the same month to month. E.G. RENT, BUS FAIR
Category two: Expenses that will change from month to month. E.G. FOOD, FUN

4. After writing both these things down determine how much each one is going to cost you for a one month period. Then look at how much money you are bringing in for a one month period. If your income is more than your expenses GREAT! If your income is LESS than your expenses, then you'll need to figure out where you can cut back. For my I usually end up having to cut back on my FUN budget.

5. As time goes on you want to review your budget so that you can make adjustments. For example, if you get a raise at work, or you move to a cheaper place to live or your car payments go up whatever. You have to be able to adjust your budget according to your changing circumstances. 

I know it can be overwhelming to deal with making a budget. But don't worry York has got your back. York offers FREE Financial Advising for all students. You can make appointments with a Financial Aid Advisor to help you sort out your finances and make a budget or go to one of their events or workshops!  Check out the Financial Advising website! Also on financial advising website there are links to budgeting assistance websites run by the major Canadian Banks, find your bank and make use of their budgeting tips!

Let me know what works for you in the comments section below. 

Remember mo' Money doesn't HAVE to mean mo' Problems!

So GET out there and start the saving!

Nicole
 
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